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Money In Thailand

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Cost of living in Thailand

How much the cost of living in Thailand will be for anybody depends on the things in life that are most important to that individual person. For example, I spend the majority of my money in Thailand on sports and exercise, and then on the extra food to supplement this. I live in the centre of Bangkok and I don’t eat street food for every meal, I treat myself more than a couple of times a week to some variation of good food in a cafe or restaurant. I like to spend money in Thailand travelling, exploring and I also like to buy clothes, but on top of this, for some reason I feel drawn like a magnet whenever I go in a Boots or Watsons, I just want to spend my money on everything. What is it with women and pharmacies anyway?

Beer isn’t that cheap in bars and pubs; just as an idea, the cost of a beer in Thailand such as Chang and Singha is around 100 baht a pint (£2 or $3), but you can also buy a bottle of Thai whisky like Sangsom for about 290 baht (£6 or $9); just half of one of these will easily do for me. Beers like Guinness or Hoegaarden will cost from around 250 baht a pint (£5 0r $7).

Anyway this month, my cost of living in Bangkok totalled 24000 baht (£530 or $800). I also made 5000 baht (£100 or $150) from extra work, I didn’t earn much money from work at all this month – I worked about 3 days altogether… my movie career in Thailand seems to be dying a slow death after it has only just begun. Sad times.

Anyway, from what I’ve googled and seen online, a great deal of people seem to say you can’t live on this low amount of money in Thailand, especially Bangkok, but I guess I have proof otherwise. Although I eat out a lot and spend more money in Thailand than I really need to, I just don’t think anyone could live much cheaper than this anyway; everybody has their vices in life. To have an even lower cost of living in Thailand, you would have to live frugally and not have much of a life I think. But of course the cost of living is much cheaper outside of Bangkok.

*Update: Please note that I have since managed reduce my cost of living in Bangkok to around 18000 baht per month (£400 or $600) simply by not going shopping and by eating mostly street food. You can read more about eating on a budget here.

 

Cost of food in Thailand for one month: 7900 baht (£175 or $260)

Most days for lunch I will eat Thai street food, either to takeaway or sit in, at 30 – 35 baht ($1) for a meal. It’s actually pretty good too. On evenings, mainly out of convenience and laziness, I will often eat at our apartment restaurant or the restaurant next door for around 50 – 90 baht per meal. A couple of times a week or more, we tend to cave and spend money at more expensive, maybe western style restaurants for up to 350 baht (£8 or $12) each.

Most days I will also spend money on extra snacks such as chopped fruit bags, meat sticks, dumplings, steamed buns, fried chicken, soy milk and the odd bubble milk tea; all of which cost from 10 baht per serving. 1150 baht of my spendings this month was used at 7 11s and Top supermarkets mainly on toilet roll, cereal, milk and bread. Cereal is a luxury in Thailand, one box can cost up to 300 baht… Furthermore, water in Thailand is pretty much negligible as you can buy it purified from Reverse Osmosis machines for 1 baht per litre.

Bubble milk drinks from a street vendor

Cost of transport in Thailand for one month: 2738 baht (£60 or $90)

I spend money on the Bangkok BTS sky train on a daily basis. 900 baht (£20 or $30) of this total was spent on the MRT subway, the ferry and topping up my BTS carrot card. I spent 600 baht on taxis, mainly to get to work in Bangkok in the unsociable, early hours of the morning or basically whenever other times the BTS is closed at night. Getting around Bangkok city in a taxi shouldn’t cost any more than 200 baht a journey – taxis in Bangkok for me usually average around 100 baht per ride.  A typical journey on the BTS can cost between 15 baht and 50 baht per journey depending on the distance (the MRT underground is also very similar in price). The ferry usually only costs 15 baht. I spent another 900 baht on a 460 km return train and bus journey when making a trip up north. The remaining 300 baht went on two days of moped rental (after splitting between the two of us).

 

Cost of rent & bills in Thailand for one month: 5500 baht, split between two (£120 or $180)

We pay 10,000 baht for a 40 sqm studio apartment which is situated 10 minutes walking distance from a BTS station in Bangkok. If you live alone, you can find a basic, smaller studio apartment from 4000 baht; for a couple you can find slightly bigger apartments from 8000 baht. It will obviously cost more money the closer you live to the centre or subway/ skytrain in Bangkok. You can find more information in my article renting in Bangkok.

 

Cost of clothing in Thailand for one month: 4000 baht (£90 or $130)

With this money, I practically bought about 8 new outfits from Platinum Mall and Siam for 1050 baht, at Boots and Watsons I spent about 900 baht (what the hell I spent that on other than sun cream I do not remember! Shameful), 200 baht on phone topup and 1300 baht on a ukulele. Anyway, for more information on average costs of clothing and souvenirs in Thailand you can check the prices here.

 

Total spent on recreation in Thailand for one month: 3400 baht (£75 or $115)

This includes 600 baht spent on booze, 2000 baht on hotels and 750 baht on a cycle tour (you can see more details on this by clicking here)

 

Cost of gyms and fitness classes in Thailand for one month: 1000 baht (£20 or $30)

This covers two pole dance classes costing 500 baht per class. I am also a member of a gym in Bangkok but paid for this upfront for 6 months. Technically, this would work out to cost about 2000 baht per month as well.

 

For more information on the cost of living and money in Thailand, you can check out more on my expenses here: Month 1 and Month 2

 

 

 

Thailand Cost Of Living – Month Two

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money in thailand

 

Money In Thailand

As promised in my previous article here, I have carried on keeping a record of my spendings for my second month living in Bangkok. It’s not all good news as I spent much more than expected this month – I was hoping for it to be less rather than more as I should be learning to save my money in Thailand better by now.

This month, I spent a total of 47721 baht (£1050 or $1600). However, I did join a gym for a large chunk of money of 12500 (£260 or $420) baht and I went on holiday to Malaysia for 17500 baht (£370 or $580). And then after you add on the 7800 baht I earned from working as an extra, I actually technically only spent 17721 baht (£390 or $590)… Still not good but we’ll see how it goes next month ;p (kind of cheating too as 17721 would really be the amound spent over 3 weeks, not a month)

Cost of food and drink in Thailand – 6572 baht (£130).

This includes trips to the 7/11 and Tops supermarket for all kinds of consumables such as toilet roll, hand wash and cereal. This only really covers about 3 weeks of this month as well, as I went on holiday to Malaysia for 1 week this month… So I actually spent more than last month despite my plans to save more money! It doesn’t really help that I’ve gotten to a point where I am absolutely sick of Thai food this month, so have had to spend whatever it takes to survive and eat whatever western food I fancy! Hopefully this will pass and I can return to eating cheaper Thai food once again :/

Cost of transport in Thailand – 1470 baht (£30).

This covers catching the BTS most days and the odd taxi to Extra jobs which are outside of BTS opening hours.

Cost of shopping in Thailand – 2363 baht (£45).

I actually wouldn’t usually have spent this much but had to keep running out and buying cheap clothes for extra jobs. Hopefully having some more clothes will end up paying for itself so I can use them for work. In all fairness, I got a lot of clothes for this money e.g. a pair of office shoes for 250 baht from a street vendor in Siam.

Cost of gym membership and Fitness classes in Thailand – 14350 baht (£300).

I try and attend a pole dancing lesson once a week which costs 500 baht per hourly session at Rumpuree dance studio. I also splashed out this month on a hefty six month gym membership at Clark Hatch which cost me 12500 baht. Hopefully this will work out cheaper in the long run though!

Cost of rent in Thailand – 5000 baht per person (£100).

Cost of utilities in Bangkok – 466 baht (£10).

Cost of water bill this month was 30 baht each (between two of us) and electricity was 430 baht each.

Cost of visa run to Malaysia – 17500 baht (£370). 

For a weeks mini holiday to Kuala Lumpur to visit the embassy and apply for a visa it cost 17500 baht. This included flights, hotel, spending money, visa fees and food. For more details on this, click here

Money earned from Extra work in Bangkok + 7800 baht (£170).

For 5 days of work.

Cost Of Living In Thailand

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How much is the cost of living for 1 month in Bangkok?

Before I actually moved to Thailand, I did a little bit of research, organised my savings and figured I could probably get by on a cost of living of  £250 – £300 budget per month… This includes fitness classes, food, bills, rent and a little bit of spending money. So I figured saving £5000 for expenses will be enough to get me by living a year in Thailand.

Well, after my first month of living in Thailand I’ve managed to plough through roughly 27000 baht (£540), although I am sure it will take a little bit of experience and time before I can make bigger savings on my cost of living in Thailand…. but at the same time I will always have a weakness for spending money on pretty things, eating in decent eateries, buying fancy shakes and getting the BTS just about everywhere possible… I just don’t have it in me to live on that tight a budget.

In all fairness, we have spent a lot of money eating out at nice restaurants, sightseeing and doing a fair bit of drinking what with it being Christmas and new year. Everybody ends up splurging and spending loads more money than usual around Christmas time right? I do still stand by my earlier calculations though, and I believe it is actually possible to achieve a cost of living in Thailand of 15000 baht if you live very frugally...

Guide To Monthly Living Expenses In Thailand

Cost of food and drink in Bangkok: 8700 baht (£175) each

You can actually buy street food in Thailand very cheaply from about 25 baht for a meal… although the language barrier can prove off-putting with the lack of menus, as well as the fact that these vendors consist of an unrefrigerated cart with five hour old ingredients left in 40 degree heat. So there’s always the fear of food poisoning or any other dreaded parasites like tapeworm (shout out to the Siriat Forensic Museum for freaking us out about parasites in Thai street food… thanks for that). On top of that, although it tastes pretty good, the portions are really quite small and I personally can’t live on two or three of these meals in a day (and I am not exactly overweight either)…

So, although I’ve spent considerably more than this, I think maybe a more dedicated person could get by in Bangkok on 100 baht per day (£60 per month) for food expenses. Just as a rough idea, you can also eat out in a decent Bangkok restaurant for about 100-200 baht per person and you can eat at a really nice restaurant for 500 baht. Also, I tend to spend money on a lot of bubble teas, smoothies and shakes costing from about 30 – 90 baht, doughnuts or waffles between 12 and 26 baht, and fancy cakes for 90 – 125 baht… I’m gonna get so fat living in Thailand…

Cost of Transport in Bangkok: 1780 baht

 As for transport in Thailand… I am a very sweaty, pig-like trogladite lady and so I have grown quite a distaste for walking too far or exerting myself even slightly in the hot weather of Thailand. Therefore over time I have used the BTS increasingly more and more for shorter and shorter distances. My body just isn’t built for this hot Bangkok weather. A journey on the BTS or MRT in Bangkok will cost you between 15 and 50 baht per journey, a ferry up the Chao Praya river – between 3 and 20 baht, and a taxi will typically cost between 35 and 150 baht to get around the city.

However, if you were on a really tight budget, you can easily buy a decent second hand bike for maybe 2000 baht and cycle most places. In Thailand, the pavement is actually also a cycle lane, so you could even use the path if you’re not too comfortable in the heavy Bangkok traffic – although I’ve personally not done this and am not really sure how easy it would be to weave in and out of the pedestrian traffic on the pavements in some areas!

Cost of Bills and Rent in Bangkok: 5525 baht each

It is possible to rent an apartment from 3000 baht per month in Bangkok; ours is a serviced studio in a central location and costs 10000 baht per month and that’s split between two of us. The bills in Thailand are very low, even though our apartment overcharges and profits from us for the utilities, the water bill is extremely cheap and only costs us 50 baht per month, so is pretty much negligable. Electricity bills cost us around 1000 baht per month, which runs our TV, fridgefreezer, microwave and air conditioner which we run half the day, everyday. So the cost of utility bills in Thailand work out very cheap.

Cost of Yoga classes in Bangkok: 2500 baht

Gyms aren’t cheap in Thailand, and most of them require you to sign a contract for 6 months or a year. Although I think the cheapest we’ve found so far in Bangkok worked out to about 1800 baht per month, but don’t quote me on that – we’re still looking into finding a decent gym. And of course there’s always the outdoor gym at lumpini park in Bangkok which costs something like 35 baht a go… if you’re not the type easily intimidated by super huge Thai dudes chest pressing tyres-on-a-bar then give it a go. Currently, I pay monthly for yoga classes instead which gave me  15 x 90-minute sessions of yoga for the month. Fair price I say.

Cost of recreation in Bangkok: 240 baht. This includes going to the cinema and museums.

Cost of shopping in Bangkok: 4700 baht. I wouldn’t normally spend this much in a month I don’t think. I had to spend a fair bit of money at the pharmacy and also bought myself a yoga mat for 1300 baht too. Then I guess I must have spent about 2000 baht on clothes :/ But in all fairness, I have bought a decent amount of new clothes for this amount!

Sneaky thieves: 3500 baht. Maybe I’m unlucky, or maybe (probably more likely) I am not too smart, but the amount I’ve been short changed, overcharged and stolen from has added up to about 3500 baht for my first month living in Thailand, so maybe the less street wise might need to account for this early learning curve too!

 

I will keep making records of my cost of living in Thailand every month, hopefully it will be less, and a more realistic figure for the expenses of an expat in Bangkok.. in all honesty, at the moment we are living as tourists in Thailand more than expats… easily distracted and lured in by Thai novelties and attractions and more vulnerable to being scammed and robbed!


Update: For more information on the cost of living in Thailand, you can check out Month 2 and Month 3 of my expenses in Bangkok.